Saving Deposits (बचत निक्षेप):
There are several saving deposit schemes. For deposit accounts, the interest rate is upto 6.50 percent per year. For Excel Remit Khata the interest rate is 7.50% per year. Nepalese citizens who have been working/living abroad, his/her wife, husband and other family members are eligible to avail this product.
Fixed Deposits (मुद्दति निक्षेप):
There are several fixed deposit schemes. For fixed deposit accounts, the interest rate is up to 9.65 percent per year. Interest rate @ 7.65% p.a. shall be provided for Excel Corporate Premium Fixed Deposit. For Excel Remit FD, interest rate upto 10.65 percent is provided.
Recurring Deposits (क्रमिक बचत निक्षेप):
For recurring deposit accounts, the interest rate is up to 9.65 percent per year.
Loan Schemes (कर्जा योजना):
The loan is provided for almost all fields. For loan accounts, the interest rate is up to +4 percent Premium Rate.
The Average Base Rate of the last Month End (Aswin End 2080) is 11.37%.