Saving Deposits (बचत निक्षेप):
There are several saving deposit schemes. For deposit accounts, the interest rate is upto 2.85 percent per year. For Excel Remit Khata, the interest rate is 3.85% per year. Nepalese citizens who have been working/living abroad, his/her wife, husband and other family members are eligible to avail this product.
Fixed Deposits (मुद्दति निक्षेप):
There are several fixed deposit schemes. For fixed deposit accounts, the interest rate is up to 5.30 percent per year. For Excel Remit FD, interest rate upto 6.30 percent is provided.
Recurring Deposits (क्रमिक बचत निक्षेप):
For recurring deposit accounts, the interest rate is up to 4.50 percent per year.
Loan Schemes (कर्जा योजना):
The loan is provided for almost all fields. For loan accounts, the maximum interest rate is up to +4 percent Premium Rate.
The Average Base Rate of the last Month End (Poush End 2082) is 6.20%
